Differences in the interpretation between the datacenters.
Differences in the interpretation of ISO20022 and the Bank Connect solution between the datacenters.
The purpose, of this site, is to describe the known differences in the interpretation of the ISO20022 standard used in the datacenters as well as the Bank Connect solution.
We strive to make handling and interpretation as uniform as possible, but the inevitable differences between implementations, is shown in this document.
The differences are grouped according to which part of the solution they are affecting
The solution in general
| Difference | Datacenter | Description |
| Association of certificates | BEC | Certificates are associated to the user at BEC, while the other centers associate the certificate with the costumer. |
CAMT
| Difference | Datacenter | Description |
| Differences between the location of the OCR reference (CAMT.054) | SDC | In notifications of inpayment forms, SDC places the payment slip code together with the creditor number in Reference. According to the format description, the payment slip code and payment ID must be placed in Reference, while the creditor number must be placed in CreditorAccount. |
| Different transactions types in CAMT (CAMT.054 in time) | ALL | The centrals does not offer the same specification of the bank transaction codes in the CAMT’s. The centrally chosen bank transaction codes are placed in: BkTxCd, Domn, Fmly, SubFmlyCd. |
| Social security number (CPR-number) instead of account number in Nemkonto payments | BEC | BEC returns the CPR-number in the CAMT instead of the corresponding account number. |
| Amount charge | BEC | BEC post the total amount, whereas Bankdata and SDC post the single payments and only shows the total amount charged. |
PAIN
| Difference | Datacenter | Description |
| Differences in sending PAIN.002 if payment is rejected | SDC | If a user in a SDC bank rejects a payment, a PAIN.002 with the rejected payment is not created. BEC and Bankdata creates a PAIN.002 with rejected payments included. |
| Payments on non-banking days are rejected | BEC | If a user sends a payment, on a non-banking day, the payment is rejected at BEC. Bankdata and SDC changes the executions date to the next banking day. |
| Different return codes in PAIN.002 | ALL |
Error messages in PAIN.002 is not the same across the datacenters. |
| Required BIC address | BEC | The BIC address is required for foreign payments in BEC. BIC address for foreign payments is no longer required at SDC and Bankdata. |
| Foreign payments | BEC and SDC | When a foreign payment is sent as a Pain.001 The tag 2.24 ++ChargeBearer <ChrgBr> or 2.51 +++ChargeBearer <ChrgBr> has to be filled out. If one of the tags not filled out the payment will be rejected |
| Foreign payments |
SDC | SDC do not support ? in foreign payments. All other charters in the swift character set i supported. |